Services

Usufruct Sale

This service enables clients to request the registration of a sale or purchase of usufruct whereby the property usufruct contract is concluded upon a request from the developer. This service is provided by the Department of Real Estate Registration Services – Registration Trustees Follow-up Section. All tenants in freehold areas are eligible for this service – For Expatriates (99 years lease)

Usufruct Sale Mortgage Registration
Required documents
  • Original Title Deed 
  • Passport Copy of Owner
  • Emirates ID 
  • Mortgage Letter from Bank (stamped & signed by the bank) 
  • 3 Original Mortgage Contracts (stamped & signed by the bank & customer)

*Note: Application should be submitted by Bank Representative

Service Fees

Land department:

  • 0.25% of mortgage price + AED 290

 

Registration trustee fees:

  • AED 4000
Mortgage Adjustment for Usufruct Sale
Required documents
  • Copy of Original Title Deed 
  • Passport Copy of Owner
  • Emirates ID
  • Previous Mortgage Contract 
  • Mortgage Adjustment Letter from Bank 
  • 3 Mortgage Contracts
Service Fees

Land department:

  • 0.25% of mortgage increase price + AED 10
  • AED 1000 in case of decrease in mortgage price/increase or decrease in duration of loan or addition of term or condition.

*In the event of two of the above services are required the payments will be joined. i.e. (Mortgage price increase 0.25% + AED 10, & decrease in duration of loan + AED 1000)

 

Registration trustee fees:

Mortgage Increase: AED 2000

Other Changes: AED 300

Mortgage Transfer for Usufruct Sale
Required documents
  • Original Title Deed
  • Passport Copy of Owner
  • Emirates ID Copy 
  • Letter from Current Bank (to transfer loan) 
  • Letter from New Bank 
  • 3 Mortgage Contracts (signed & stamped by the bank & customer)
Service Fees

Land department:

  • 0.25% of mortgage price + AED 290

 

Registration trustee fees:

AED 4000

Mortgage Discharge for Usufruct Sale
Required documents
  • Original Title Deed 
  • Clearance Letter from Bank 
  • Passport Copy of Owner
  • Emirates ID
Service Fees


Land department:

AED 1290 (If the title deed is under the owner's name)

AED 1560 (If the title deed is under the bank's name)

 

Registration trustee fees:

AED 300

Usufruct Sale
Required documents
  • Original Title Deed 
  • Passport Copies + Original (buyer & seller) 
  • Emirates ID
  • No Objection Certificate from Developer (NOC) 
  • Memorandum of Understanding (MOU) (Standardized – DLD Format Form F) 
  • Power of Attorney (if available)
Service Fees

Land department:

  • 4% of sale price + AED 580 (if villa/apartment) or AED 430 (if land)

 

Registration trustee service:

  • 4000 AED if sale amount is 500,000 or more
  • 2000 AED if sale amount less than 500,000

 

In the case of  Partial Usufruct Sale:

If the sale price is less than 1 million service fee applicable

If the sale price is more than 1 million, fees AED 4000